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Junior Cycle · Junior Cycle Home Economics

Junior Cycle Home Economics: Budgeting & money management

How often Budgeting & money management comes up on the Home Economics papers, every year it was asked, and questions to try.

CL Asked on 5 of the last 5 Common Level papers, most recently in 2026. banker

Budgeting & money management, Common Level(7 marks)

Quick ones on Budgeting & money management.

(a)What is net income?
  1. Pay before any deductions are taken
  2. Pay left after tax and deductions
  3. Money spent on bills each month
(b)Which of these is discretionary expenditure?
  1. Electricity bill
  2. Rent
  3. Cinema tickets
(c)Which of these is a statutory (compulsory) deduction from wages?
  1. PRSI
  2. Union fees
  3. Health insurance
Show the answers

(a) Pay left after tax and deductions

(b) Cinema tickets

(c) PRSI

Your turn: Common Level questions on Budgeting & money management.

Common Level

Asked on 5 of the last 5 Common Level papers, most recently in 2026. banker

Every paper, year by year

YearWhere it came up
2026A6
2025B11a
2024A2
2023A3, B11d
2022B13f

Links open the State Examinations Commission’s paper for that year.

More Budgeting & money management questions

Budgeting & money management, 2 marks

Why is it useful for a household to keep a budget?

  1. It guarantees that income will rise
  2. It lets you spend more than you earn
  3. It helps control spending and avoid debt
Show the answer

It helps control spending and avoid debt

A budget plans income against spending, so bills get paid, money is set aside for savings and emergencies, and overspending on wants is spotted early.

Other Home Economics topics

All of Junior Cycle Home Economics