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Junior Cycle · Junior Cycle Business Studies

Junior Cycle Business Studies: Saving and borrowing

How often Saving and borrowing comes up on the Business Studies papers, every year it was asked, and questions to try.

CL Asked on 6 of the last 6 Common Level papers, most recently in 2026. banker

Saving and borrowing, Common Level(6 marks)

Quick ones on Saving and borrowing.

(a)Which is the best reason to save money regularly?
  1. To increase your tax credits
  2. To have money for emergencies
  3. To avoid paying any VAT
(b)What does APR stand for?
  1. Annual Personal Repayment
  2. Average Payment Return
  3. Annual Percentage Rate
(c)When choosing a savings account, which rate lets you compare returns fairly?
  1. AER
  2. DIRT
  3. APR
Show the answers

(a) To have money for emergencies

(b) Annual Percentage Rate

(c) AER

Your turn: Common Level questions on Saving and borrowing.

Common Level

Asked on 6 of the last 6 Common Level papers, most recently in 2026. banker

Every paper, year by year

YearWhere it came up
2026Q5
2025Q16a
2024Q9, Q18b
2023Q15
2022Q7, Q18c
2019Q3

Links open the State Examinations Commission’s paper for that year.

Other Business Studies topics

All of Junior Cycle Business Studies