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Junior Cycle · Junior Cycle Maths

Junior Cycle Maths: Money & finance

How often Money & finance comes up on the Maths papers, every year it was asked, and questions to try.

HL Asked on 5 of the last 5 Higher Level papers, most recently in 2026. banker

OL Asked on 5 of the last 5 Ordinary Level papers, most recently in 2026. banker

Money & finance, Higher Level(9 marks)

Quick ones on Money & finance.

(a)A price including VAT at 13.5% is €227. What was the price before VAT?
  1. €196.36
  2. €200
  3. €213.50
(b)A shop buys a bike for €240 and sells it for €300. What is the mark-up (profit as a % of cost price)?
  1. 60%
  2. 20%
  3. 25%
(c)A shop buys a jacket for €48 and sells it for €64. What is the margin (profit as a % of selling price)?
  1. 25%
  2. 16%
  3. 33.3%
Show the answers

(a) €200

(b) 25%

(c) 25%

Your turn: Higher Level questions on Money & finance.

Higher Level

Asked on 5 of the last 5 Higher Level papers, most recently in 2026. banker

Every paper, year by year

YearWhere it came up
2026Q3
2025Q1, Q3
2024Q3, Q4
2023Q10
2022Q1

Links open the State Examinations Commission’s paper for that year.

More Money & finance questions

Money & finance, 3 marks

€1 = US$1.15. How many euro do you get for $460?

  1. €529
  2. €391
  3. €400
Show the answer

€400

Going from dollars to euro, divide by the rate: 460 ÷ 1.15 = €400. Multiplying (460 × 1.15 = 529) converts the wrong way.

Money & finance, 3 marks

Which is better value: 500 g for €3.40 or 750 g for €4.95?

  1. They are equal value
  2. 750 g for €4.95
  3. 500 g for €3.40
Show the answer

750 g for €4.95

Compare the cost of the same amount: 3.40 ÷ 5 = 68c per 100 g, and 4.95 ÷ 7.5 = 66c per 100 g. The 750 g pack is cheaper per gram.

Ordinary Level

Asked on 5 of the last 5 Ordinary Level papers, most recently in 2026. banker

Every paper, year by year

YearWhere it came up
2026Q2, Q7, Q9
2025Q2, Q9, Q12
2024Q2
2023Q1
2022Q2, Q3, Q9

Links open the State Examinations Commission’s paper for that year.

More Money & finance questions

Money & finance, 3 marks

A TV costs €400 plus VAT at 23%. What is the total price?

  1. €423
  2. €92
  3. €492
Show the answer

€492

VAT = 23% of 400 = 0.23 × 400 = €92. Add it to the price: 400 + 92 = €492. Or in one step: 400 × 1.23 = €492.

Money & finance, 2 marks

Seán earns €16 an hour. Overtime is paid at time-and-a-half. What is his overtime rate per hour?

  1. €17.50
  2. €24
  3. €32
Show the answer

€24

Time-and-a-half means 1.5 times the normal rate: 16 × 1.5 = €24 an hour. Double time would be €32.

Money & finance, 3 marks

€1,000 is invested at 2% compound interest per year. What is it worth after 2 years?

  1. €1,040.40
  2. €1,040.00
  3. €1,020.00
Show the answer

€1,040.40

Year 1: 1,000 × 1.02 = €1,020. Year 2: 1,020 × 1.02 = €1,040.40. With compound interest you also earn interest on the first year's interest.

Other Maths topics

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